Real Estate Now with Tom Vogel, 20 years in Real Estate and lending. Owner of West Coast Financial, The Thomas Andrews Group and North County Short Sale Pros.com Tom can help you with the in’s and outs of the Real Estate Field. Should you short sale your home? What is the difference between a short sale and a foreclosure? Are you trying to get your loan modified, we have the inside scope and guidelines the bank follow to approve or deny you. Are you buying a home? Are you getting a good deal on your loan? Call and will compare. Get honest answers and the real deal.